Affinity Beyond Capital is an American lending institution primarily focused on providing funding solutions to help businesses grow. They do this by offering an extensive range of working capital solutions to fit most business needs. Every business wants to prosper and grow, and ABC’s funding solutions allow businesses to renovate, purchase inventory and equipment, hire and train additional employees, purchase real estate, conduct research and development, increase marketing, and solve a host of other issues businesses need to address to be successful. ABC finds the lowest rates available by finding the right lenders that will perfectly align with your business. ABC does this expeditiously and without the hassle usually associated with business-funding solutions.
Easy as 1-2-3
Simply put, Affinity Beyond Capital makes finding the right funding solution for your business as easy as 1-2-3.
1) Start by completing ABC’s short online loan application form, and you’ll quickly receive a decision regarding your loan acceptance.
2) Once ABC receives your application, it will be processed and quickly reviewed.
3) Once your application is approved, ABC will provide that funding as soon as possible, often the same day.
Because ABC knows how precious your time is, they offer minimal paperwork using a simple one-page application, and they provide fast approval made possible by the latest AI technology ABC uses allowing the top lenders to compete for your business.
Merchant Cash Advance
A merchant cash advance is a unique funding method in that it takes a fixed percentage of actual credit and debit card sales and automatically transfers it from your payment processing system to your lender. Because it is a fixed percentage, more money is repaid when sales are strong, and less is paid when sales are weak. An MCA with Affinity Beyond Capital has several benefits including no collateral needed, no liens on equipment, flexible repayment terms, and no restrictions on how to use the funds. Your business can put that money to use in any way you think is the most productive. Another perk is the savings you’ll have from paying off the cash advance early.
Short-Term Business Loans
ABC’s short-term business loans help businesses grow by giving them a chance to take quick advantage of an opportunity such as purchasing a large amount of deeply discounted inventory, paying for an unforeseen equipment repair, or absorbing a competitor going out of business. The loan is distributed in a lump sum with term lengths of 3-18 months.
Asset-Based Lending
Asset-based lending is a method of business funding where the loan is secured by assets within the organization including accounts receivable, real estate, inventory, machinery, equipment, and other types of assets. Funds from asset-based lending can be offered as a lump sum or as a line of credit. Benefits of asset-based lending include improved liquidity that can give business cash flow and financial stability.
SBA Express Loan
This loan is guaranteed up to 50% on loans up to $50,000. It can take as long as two weeks to get the funds, but can have a turnaround as fast as 36 hours. The interest rate on the SBA Express Loan is between the lender and the borrower, and it is capped at the SBA maximum. Funding comes in the form of a line of credit and terms can be as long as seven years. The applications are simple, consisting of the SBA Form 1919 in addition to the lender’s forms. If this line is over 25,000, collateral is required. If it’s over $350,000, the lender can use their own collateral policy.
These are just a few of the funding options Affinity Beyond Capital has to help small businesses grow and prosper. ABC offers immediate funding at the best rates for your business. They are designed to help meet the needs of nearly all industries including retail, restaurant, automotive, manufacturing, medical, construction, distribution, transportation, service companies, and many more. If your business needs a loan fast, contact Affinity Beyond Capital.