Business Line of Credit
Get a business line of credit, giving you flexibility when you need funding on demand.
Affinity Beyond Capital Offers Business Lines of Credit
Are you looking for flexible capital for growth, inventory or another short-term need? A business line of credit from Affinity Beyond Capital might be your best solution.

What is a Business Line of Credit
A business line of credit gives small businesses the opportunity to secure capital in a flexible manner. Your company is granted a certain amount that it can borrow as needed, known as your line of credit. Each week or month, you will make interest payments and pay down the principal as you are able. What is unique about the business line of credit is that you can come back, draw more funds, repay funds and repeat the process as needed.


How Do Lines of Credit Work?
When you apply for a line of credit, you supply us with certain financial information about the business and business owner. Our underwriters reach a determination of the level of funds that will be made available in the line of credit.
As needed, you transfer funds from the line of credit to your checking account for use in the business. You then make payments back to the line of credit to pay it down, freeing up credit for business use.
In concept, it is similar to the way a Visa or MasterCard works, allowing you to spend money as needed, pay it down each month, and draw additionally against the line as needed.
How Do We Repay a Line of Credit?
Each week or month, you will make interest payments against your business line of credit. Additionally, depending on the terms of the agreement, you may be required to make principal payments as well.
